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$1,400 when they refinance their mortgage. Now, homeowners can enjoy the full benefit of refinancing and lowering their mortgage payments while saving significantly in closing costs. If you are interested in seeing your refinance options, contact Credible to speak to a home loan expert and get all of your questions answered. BIDEN ADMINISTRATION JUST MADE IT CHEAPER TO REFINANCE YOUR MORTGAGE As prices surge, demand for homes will weaken Fannie Mae predicts the high demand for homes from prospective buyers will moderate as current industry trends continue and prices increase. In addition to supply chain disruptions, material costs, and labor shortages easing – which should allow homebuilders to ramp up production on new homes – the ESR Group expects home price growth to moderate to 5.4% in 2022 – which is welcome news to homebuyers. Many are currently bidding well above asking price, even as high as $100,000 over asking prices in popular metro areas like Dallas and San Francisco. “While recent home price growth has been historically high, we’re forecasting further home price appreciation to moderate through the remainder of the year and into 2022,” said Mark Palim, Fannie Mae vice president and deputy chief economist. “Demographic trends remain favorable for a strong housing market over the next few years, and, combined with the chronic undersupply of homes built over the last decade, upward pricing pressure is likely to remain through the forecast horizon – just not at the rate seen this spring. Nevertheless, we expect home price growth to become one of the more persistent drivers of inflation going forward, as other, more transitory factors diminish.” As the mortgage giant forecasts a rise in median home prices, it also lowered its interest rate forecast. With interest rates projected to remain low – now expected to rise to just 3.1% by the end of the year – the incentive to refinance is greater than ever. Homeowners could save hundreds on their monthly payment by refinancing into low mortgage rates, and they can tap into the increased equity in their home brought on by rising median home values and use it for home renovations or to pay down high-interest debt. Visit Credible to compare multiple lenders at once. Have a finance-related question, but don’t know who to ask? Email The Credible Money Expert at [email protected] and your question might be answered by Credible in our Money Expert column.
Bill Gates speaks at US Chamber of Global Forum Bill Gates speaks at US Chamber of Global Forum Billionaire Bill Gates’ advanced nuclear reactor company TerraPower LLC and PacifiCorp have selected Wyoming to launch the first Natrium reactor project on the site of a retiring coal plant, the state’s governor said on Wednesday. TerraPower, founded by Gates about 15 years ago, and power company PacifiCorp, owned by Warren Buffett’s Berkshire Hathaway, said the exact site of the Natrium reactor demonstration plant is expected to be announced by the end of the year. Small advanced reactors, which run on different fuels than traditional reactors, are regarded by some as a critical carbon-free technology that can supplement intermittent power sources like wind and solar as states strive to cut emissions that cause climate change. HOW BIDEN HAS OVERHAULED AMERICA’S APPROACH TO THE OIL INDUSTRY “This is our fastest and clearest course to becoming carbon negative,” Wyoming Governor Mark Gordon said. “Nuclear
power is clearly a part of my all-of-the-above strategy for energy” in Wyoming, the country’s top coal-producing state. The project features a 345 megawatt sodium-cooled fast reactor with molten salt-based energy storage that could boost the system’s power output to 500 MW during peak power demand. TerraPower said last year that the plants would cost about $1 billion. Late last year the U.S. Department of Energy awarded TerraPower $80 million in initial funding to demonstrate Natrium technology, and the department has committed additional funding in coming years subject to congressional appropriations. Chris Levesque, TerraPower’s president and CEO, said the demonstration plant would take about seven years to build. BILL GATES’ TOP BREAKTHROUGH TECHNOLOGIES TO WATCH “We need this kind of clean energy on the grid in the 2030s,” he told reporters. Nuclear power experts have warned that advanced reactors could have higher risks than conventional ones. Fuel for many advanced reactors would have to be enriched at a much higher rate than conventional fuel, meaning the fuel supply chain could be an attractive target for militants looking to create a crude nuclear weapon, a recent report said. Levesque said that the plants would reduce proliferation risks because they reduce overall nuclear waste. CLICK HERE TO READ MORE ON FOX BUSINESS In addition to bringing carbon-free power online, Wyoming Senator John Barrasso said construction of the demonstration project could lift up the state’s once active uranium mining industry. Barrasso, the top Republican on the Senate Energy Committee, co-sponsored bipartisan legislation signed into law in 2019 that directed the Nuclear Regulatory Commission to create a path to licensing advanced nuclear reactors such as the TerraPower demo.
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